Can I still buy a home with as little as 3.5% down?
Before 2008 there were programs that allowed buyers to finance 100% of their purchase. On the surface those programs sounded pretty good, except they carried high rates, adjustable terms, and pre-payment penalties.  But wait, there are still programs where you can get almost 100%, say 96.5%, a program Read more [...]
Paying if Forward – A Great Way to Start 2013
This week I was asked to meet with a senior homeowner who happened to live in Maine  Her daughter called me and asked if I would speak with her Mother while she was visiting here in Delaware for the Holidays I told the homeowner's daughter that I was not licensed in Maine, but would be happy Read more [...]
Take 5 Steps Now To Become A First Time Homebuyer in Delaware in 2013
Taking the right steps now to prepare yourself to buy your first home in 2013 will help make the process easier, and will help you buy that home earlier in the year If you get started with small steps now, you can become a 2013 first time home buyerwith no real hassles From credit scores to down Read more [...]
Delaware Home Sales Strengthened in November
As reported in the Wilmington News Journal, real estate sales were up 8 6% in New Castle County, 15 4% in Kent County and 28 7% in Sussex   Not only were sales up, but prices showed an increase in all 3 counties, rising 11 7% in New Castle County, 9% in Kent County and 7 7 percent in Sussex Read more [...]
Considerations before buying a short sale home in Delaware
You've considered moving, but the home you are buying is either a foreclosed or short sale property.  You're not sure just how it works when purchasing such properties. The home is priced right, but you need to know more before proceeding. Listed below are the concerns for buyers who wish to purchase Read more [...]
7 Easy Steps to Get a FHA 203K Loan Completed in Delaware
You found a house you would really like to buy.  The house is in a great Delaware neighborhood, it's perfect for your size family, but it needs some work.  You don't have tons of cash to make the repairs and upgrade the kitchen or other rooms and still make the down payment. You need a mortgage Read more [...]
9 Considersations Before A Home Purchase in Delaware
You live in Delaware and currently own your home, but your family has grown or perhaps you're retiring and want to down size.  Everyone has a different reason for buying their next home.  You have purchased a home before and have a good idea of what to expect when making your home purchase.  Read more [...]