Tag Archives: mortgage
Take 5 Steps Now To Become A First Time Homebuyer in Delaware in 2013
Taking the right steps now to prepare yourself to buy your first home in 2013 will help make the process easier, and will help you buy that home earlier in the year If you get started with small steps now, you can become a 2013 first time home buyerwith no real hassles From credit scores to down Read more [...]
9 Considersations Before A Home Purchase in Delaware
You live in Delaware and currently own your home, but your family has grown or perhaps you're retiring and want to down size.  Everyone has a different reason for buying their next home.  You have purchased a home before and have a good idea of what to expect when making your home purchase.  Read more [...]
Mortgage interest rates are still low!
Delaware mortgage rates have improved since the Federal Reserve started its QE3 program by pumping in an additional $40 billion to boost the housing market.  This should keep rates low for a while, so the sooner you get refinanced, the sooner you will start saving money monthly and increasing your Read more [...]
What documentation is needed to obtain a mortgage?
Buying a house can be both a fun and time consuming process One of the best ways to  begin is to get a mortgage pre-approval Getting a pre-approval before the buying process can be beneficial for several reasons For one, it can give you an idea of how much you can afford when you are looking Read more [...]
Will Your Credit Score Affect the Interest Rate You Get?
I had a potential call me to get a pre-approval   I asked if he have any idea what his credit score was   He said he went on line and it was 900+   I advised him that that score was impossible because credit scores range from 300 to 850 The credit scoring mechanism used by mortgage Read more [...]
HARP 2.0 – Taking the right first steps!
Taking the right steps to prepare and have ready all the required information for the HARP 2.0 program can help in getting you approved more quickly.  New HARP The defining characteristic of the newly expanded HARP program is the allowance of an expanded loan-to-value (LTV) ratio. The old Read more [...]