Who’s Eligible for a VA-Backed Loan?
Veterans
Active duty personnel
Reservists/National Guard members
Some surviving spouses

Category A: Veterans, Active Duty, and Reservists/National Guard Members Who Have Served on Active Duty

You can get a Certificate of Eligibility (COE) in any of three ways:

Apply online. Go to the eBenefits portal (http://www.ebenefits.va.gov) and click on the My eBenefits tab towards the top, on the left side. It will open a screen with several benefit areas. On the bottom right of the screen is the Housing tab. You will need login credentials to request a Certificate of Eligibility (COE). If you have them, enter your Username and Password, if you need to request login credentials, you can simply click on the “Request/Activate a DoD Self-Service Logon” link which is shown below the area where you logon.

Apply through us, Delaware Fianancial Capital Corp. In many cases, we can obtain a Certificate online in minutes. Check the table below entitled, “Evidence Needed for the Certificate of Eligibility.”

Apply by mail. Use VA Form 26-1880. Return it to the address shown on the form. If you can’t print the form, just call 1-888-768-2132 and follow the prompts for Eligibility.

Category B: Reservists/National Guard Members Who Have Never Served on Active Duty

You can get a Certificate of Eligibility (COE) in any of three ways:
Apply online. Go to the eBenefits portal (http://www.ebenefits.va.gov) and click on the My eBenefits tab towards the top, on the left side. It will open a screen with several benefit areas. On the bottom right of the screen is the Housing tab. You will need login credentials to request a Certificate of Eligibility (COE). If you have them, enter your Username and Password, if you need to request login credentials, you can simply click on the “Request/Activate a DoD Self-Service Logon” link which is shown below the area where you logon.

Apply through Delaware Financial Capital Corp. We can submit your application online for you. Check the table below entitled, “Evidence Needed for the Certificate of Eligibility.”
Apply by mail. Use VA Form 26-1880. If you can’t print the form, just call 1-888-768-2132 and follow the prompts for Eligibility.

Category C: Surviving Spouses of Veterans Who Died In Service or As a Result of Service

You must apply for the Certificate by mail.

If your veteran spouse died after service, VA must determine that the death was due to a service-connected disability. Please allow 2-3 months for this process unless you know that the decision on service-connected death has already been made.

Apply using VA Form 26-1817. If you can’t print the form, just call 1-888-768-2132 and follow the prompts for Eligibility. It will be mailed to you.

Send the completed form to:

VA Loan Eligibility Center
Attn: COE (262)
PO Box 100034
Decatur, GA 30031

Finally:
We can make it easier for you to determine if you qualify. Just complete our easy to contact form and we will assist you and get you prequalified. Our professional family team will assist you, by sitting down with you and following step by step the entire VA process and get you in your home.

To see if you qualify for an FHA insured mortgage,  just complete our contact form or give us a call at 302-266-9500 or toll free 877-266-9500.