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	<title>Delaware Financial Capital Corporation</title>
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	<description>Delaware Mortgage Financing</description>
	<lastBuildDate>Fri, 17 Feb 2012 12:01:40 +0000</lastBuildDate>
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		<title>Is It Possible to Time the Financial Mortgage Market?</title>
		<link>http://defcc.com/is-it-possible-to-time-the-financial-mortgage-market/</link>
		<comments>http://defcc.com/is-it-possible-to-time-the-financial-mortgage-market/#comments</comments>
		<pubDate>Thu, 16 Feb 2012 16:17:26 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=618</guid>
		<description><![CDATA[  In Delaware we are a mere 2 hour drive to  New York city, home of the financial      world.  I review the Wall Street Journal on a daily business, looking for financial nuggets.    I&#8217;ve  finally realized that once I read about something in the financial world that  would be benefiical, then most likely it has [...]]]></description>
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		<title>HARP 2.0 Affordable Refinance Program &#8211;  When is it going to start?</title>
		<link>http://defcc.com/harp-2-0-affordable-refinance-program-when-is-it-going-to-start/</link>
		<comments>http://defcc.com/harp-2-0-affordable-refinance-program-when-is-it-going-to-start/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 20:52:54 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=584</guid>
		<description><![CDATA[The announcement  that  Fannie Mae  and Freddie Mac will be introducing  the new Harp 2.0, Housing Affordable Refinance Program, has had many of our clients waiting and asking, “When can I get on board to do a Harp 2.0 refinance on my home?”  Here’s the answer:  To date, lenders have not announced their own specific guidelines [...]]]></description>
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		<title>92 Questions &amp; Answers About Buying A New Home in DE, MD, PA</title>
		<link>http://defcc.com/92-questions-answers-about-buying-a-new-home-in-de-md-pa/</link>
		<comments>http://defcc.com/92-questions-answers-about-buying-a-new-home-in-de-md-pa/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 02:38:43 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=556</guid>
		<description><![CDATA[If you are a first time homebuyer, we understand that buying your first home can be daunting.  Getting all the facts before you jump into the purchase market, is a step in the right direction.  The following questions will help you get started to understand the marketplace in the Tri State area of Delaware, Maryland and [...]]]></description>
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		<title>Untapped Opportunity for Home Purchases Exists, but it’s in the Shadows</title>
		<link>http://defcc.com/untapped-opportunity-for-home-purchases-exists-but-it%e2%80%99s-in-the-shadows/</link>
		<comments>http://defcc.com/untapped-opportunity-for-home-purchases-exists-but-it%e2%80%99s-in-the-shadows/#comments</comments>
		<pubDate>Thu, 05 Jan 2012 20:50:42 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=543</guid>
		<description><![CDATA[Many homeowners today have decided just to stop making their mortgage payments. When mortgage payments stop, there is usually some time period before the lender will call the note and take action to get back the property. When the lender that holds the mortgage takes back the property for nonpayment  there is a period of [...]]]></description>
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		<title>Delawareans Underwater on Mortgages?</title>
		<link>http://defcc.com/delawareans-underwater-on-mortgages/</link>
		<comments>http://defcc.com/delawareans-underwater-on-mortgages/#comments</comments>
		<pubDate>Thu, 22 Dec 2011 19:41:39 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=519</guid>
		<description><![CDATA[Underwater sounds like a diving game, but seriously speaking, when underwater is mentioned in the context of mortgage, it is no game. Many Delawareans are underwater on their mortgages.  Underwater simply means you may owe more on your mortgage than your home is worth.  But a life preserver is available! About one in four US [...]]]></description>
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		<title>Good News For Delaware Homebuyers and Refinancing</title>
		<link>http://defcc.com/good-news-for-delaware-homebuyers-and-refinancing/</link>
		<comments>http://defcc.com/good-news-for-delaware-homebuyers-and-refinancing/#comments</comments>
		<pubDate>Thu, 15 Dec 2011 22:28:24 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=510</guid>
		<description><![CDATA[Here is some good news that may be of interest if you are in the market to purchase or refinance here in Delaware. The average weekly Freddie Mac survey rate for the 30-year fixed rate shows that rates keeps dropping.  This past week there was a 5 basis points drop during the week ending Dec. 15, [...]]]></description>
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		<title>Home Prices Appear to Remain Flat – As Clear Capital Reports</title>
		<link>http://defcc.com/home-prices-appear-to-remain-flat-%e2%80%93-as-clear-capital-reports/</link>
		<comments>http://defcc.com/home-prices-appear-to-remain-flat-%e2%80%93-as-clear-capital-reports/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 16:08:03 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=481</guid>
		<description><![CDATA[Should Delawareans Consider Buying Now? Do flat home prices spell good news for current home owners or potential homeowners?  This report is very informative and I guess you could say it all depends if you are buying or if you are selling.  However, considering the current low interest rate environment and current home values on [...]]]></description>
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		<title>Delaware Announces Down Payment Assistance Program</title>
		<link>http://defcc.com/delaware-announces-down-payment-assistance-program/</link>
		<comments>http://defcc.com/delaware-announces-down-payment-assistance-program/#comments</comments>
		<pubDate>Wed, 30 Nov 2011 20:42:34 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=457</guid>
		<description><![CDATA[Neighborhood Stabilization Program in New Castle Co. Delaware Are you in the market to purchase a home in New Castle, Delaware but down payment was holding you back? Now New Castle County in Delaware can help.  Here&#8217;s How:  New Castle County was just awarded $11.3 million in funding by the Delaware State Housing Authority, through [...]]]></description>
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		<title>Do you qualify for HARP 2.0 Refinance?</title>
		<link>http://defcc.com/do-you-qualify-for-harp-2-0-refinance/</link>
		<comments>http://defcc.com/do-you-qualify-for-harp-2-0-refinance/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 17:55:11 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[Featured]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=384</guid>
		<description><![CDATA[I am getting requests from many of you wondering if you qualify for the new HARP 2.0 Refiance Program. The first question you need to ask is: Do you have a Fannie Mae or Freddie Mac Loan? Yes or No Your next question is probably, how do I know if my mortgage is a Fannie Mae or Freddie [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Six Tips When Looking For The Right Home Loan For You</title>
		<link>http://defcc.com/six-tips-when-looking-for-the-right-home-loan-for-you/</link>
		<comments>http://defcc.com/six-tips-when-looking-for-the-right-home-loan-for-you/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 19:28:13 +0000</pubDate>
		<dc:creator>Sam Collins</dc:creator>
				<category><![CDATA[Blog]]></category>

		<guid isPermaLink="false">http://defcc.com/?p=347</guid>
		<description><![CDATA[Six Tips When Looking For The Right Home Loan For You Mortgages are not commodities. If you think &#8220;it&#8217;s all about the rate&#8221;, you are going to be disappointed from the start. It&#8217;s really about finding a trusted partner who can help you navigate a complex transaction by offering honest advice and responsive support throughout [...]]]></description>
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